Sam Carnovale has worked at Canada Mortgage and Housing Corporation (CMHC) for more than 25 years, gaining in depth experience in the lending industry. As a seasoned Director of Financial Institutions, he is passionate about exceeding his clients expectations and helping Canadians meet their housing needs. In addition, he is certified in Real Estate Finance (CRF) and in Risk Management (CRM). He is also actively involved in the MPC Foundation.