Refinance or Downsize? Using Home Equity to Pay Down Debt

High risk mortgage insolvencies decline slightly

How a REALTOR® can help someone facing too much debt

Doug Hoyes is a licensed Bankruptcy Trustee and Chartered Professional Accountant (CPA) and co-founder of Hoyes, Michalos & Associates. Doug has extensive experience helping Canadians manage their debt and has appeared as an expert in the media and with the Canadian senate on personal insolvency matters.

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